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The Costs of Texting and Driving


Cell phone use is one of the leading causes of distracted driving, which is why New York strictly enforces laws regarding mobile device use while driving. It can be easy to look down for a second to read or send a message, but even a second of distraction is enough to cause irreversible damage. Find out the true costs of texting and driving.

Fines & Driver Violations Points

To enforce texting and driving laws, New York issues tickets to drivers who are caught breaking these laws. Depending on your prior ticket history, you may be facing steep fines and multiple points on your driving record.

Fines for Texting and Driving:

  • First Offense: $50 to $200
  • Second Offense within 18 Months: $50 to $250
  • Third and Subsequent Offenses within 18 Months: $50 to $450

These violations also carry a penalty of 5 driver violation points. If you are a probationary driver or a junior driver (License classes DJ or MJ), your driver’s license or permit will be suspended for 120 days after your first offense. For a second offense within 6 months of the end of the 120-day period, you will lose your license for at least 1 year.

Insurance Costs

Because texting and driving is a ticketable offense, receiving a traffic citation can mean that your insurance rate will be affected. Insurance companies raise the premium of drivers who receive tickets or points on their driving record, so a ticket for texting can actually cost you far more than a fine.


Some costs are more of a challenge to measure financially. Accidents caused by distracted driving can result in expensive repair bills and medical bills. They also can cause emotional trauma, a loss of income, and lifelong injuries. In some tragic cases, these accidents may even cost someone their life.

If you or a loved one has been injured by a distracted driver, you deserve to be compensated for all your damages, including those that are noneconomic. Texting while driving can often be seen as a minor issue, but the consequences for victims are far too great.

Start Your Case with Our Brooklyn Car Accident Attorney - (888) 918-9890

A moment of someone else’s distraction can cost you dearly. At Belushin Law Firm, P.C., we are dedicated to helping the victims of distracted driving accidents receive the compensation they deserve. Our experienced Brooklyn auto accident lawyers provide personalized legal solutions and compassionate client service.

Schedule a free consultation to begin your case. Contact our team online, or call (888) 918-9890.

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